Can your spouse stay on your insurance after divorce?

When married couples decide to part ways, they had to take certain difficult decisions. Things become more complex, especially when, they have children together. So many times, we are asked if they could keep the other on their insurance from their work that was covering them earlier after the divorce. If the parties in question decide to separate amicably, it is possible for both spouses to remain on the same health insurance policy if they do not finalize a divorce, but choose to “legally separate” instead.

In Ontario, couples typically separate before getting divorced. Couples can commit to keeping partners and children on their employee benefits or health insurance coverage by way of a separation agreement, before or after their divorce becomes final. Some employee benefit plans will not enable a non-spouse to be covered. As such, having a divorce finalized can limit a spouse’s health and dental coverage in a way that a separation does not.

Considering Legal Separation? Contact   Wolff Legal Services on 1855-793-2108.

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